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Personal Banking

Banking solutions designed to help you manage, grow, and protect your money with confidence.

Everyday Banking

Checking Accounts

Choose the checking account that fits your lifestyle

Everyday Checking

Simple, no-fee checking for everyday spending

$0 /month
  • No minimum balance requirement
  • Free debit card with rewards
  • 55,000+ fee-free ATMs nationwide
  • Mobile check deposit
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Popular

Interest Checking

Earn interest on your everyday spending

$0 /month
1.50% APY
  • Earn 1.50% APY on balances
  • $500 minimum to earn interest
  • No monthly service fees
  • Priority customer support
Open Account

Premium Checking

Enhanced benefits for higher balances

$25 /month
Waived with $10k+ balance
  • Unlimited ATM fee refunds
  • Free checks and money orders
  • Premium credit card rewards
  • Dedicated relationship manager
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Build Your Future

Savings Accounts

Competitive rates to help your money grow

High-Yield Savings

4.25% APY
  • No monthly fees
  • $0 minimum opening deposit
  • Compound interest daily
  • FDIC insured up to $250k
Open Account

Money Market

3.75% APY
  • Check-writing privileges
  • Debit card access
  • Tiered interest rates
  • $2,500 minimum balance
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Guaranteed Returns

Certificates of Deposit (CDs)

Lock in competitive rates with FDIC-insured CDs

6 Month

4.50%

APY

$1,000 minimum

Best Rate

12 Month

5.00%

APY

$1,000 minimum

24 Month

4.75%

APY

$1,000 minimum

60 Month

4.25%

APY

$5,000 minimum

Everything You Get with FinApp

All personal accounts include these premium features

Mobile Banking App

Manage your money anywhere, anytime

Fraud Protection

24/7 monitoring and alerts

24/7 Customer Support

Real humans, real help

Financial Tools

Budgeting and savings goals

Compare Personal Accounts

Feature Everyday Checking Interest Checking High-Yield Savings
Monthly Fee $0 $0 $0
APY 0% 1.50% 4.25%
Minimum Opening Deposit $0 $0 $0
Free ATM Access 55,000+ 55,000+ N/A
Debit Card
Check Writing
Mobile Deposit

No Hidden Fees

Transparent pricing with no surprises

FDIC Insured

Your deposits are protected up to $250k

Early Direct Deposit

Get paid up to 2 days early

Ready to Get Started?

Open an account online in minutes with no impact to your credit score.