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You can open an account online in minutes. Click "Open an Account" on our homepage, provide your personal information, verify your identity, and you'll get instant access to your new account.

Daily transfer limits vary by account type. Standard accounts have $5,000 daily limit for external transfers, which can be increased upon request. International transfer limits start at $2,000 per day.

Interbank transfers between FinApp accounts are instant. Domestic ACH transfers take 1-2 business days. International transfers typically take 1-3 business days depending on the destination country.

Yes, all FinApp deposit accounts are FDIC insured up to $250,000 per depositor, per ownership category. Your money is protected just like at traditional banks.

Our Everyday Checking account has no monthly fees. Other accounts may have fees that can be waived by meeting minimum balance requirements. International transfers have a 2% fee. There are no hidden fees.

If you notice unauthorized activity, contact our fraud department immediately at 1-800-FINAPP-FRAUD (24/7) or lock your card in the mobile app. You're protected by our Zero Liability policy.